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U.S. Bank N.A. v. Piper

Superior Court of Delaware

October 8, 2014

U.S. Bank National Association
v.
Glenn T. Piper, et al

Dear Counsel and Mr. And Mrs. Piper:

This is my decision on the Plaintiff's Motion for Summary Judgment in this mortgage foreclosure action. The Defendants own a home located at 9 Bradford Lane, Lewes, Delaware 19958. The Plaintiff has a mortgage in the principal amount of $423, 750.00 on that property. The Plaintiff filed a mortgage foreclosure action against the Defendants on November 30, 2010, arguing that the mortgage was in default because no payments had been made since February 1, 2010. The Defendants filed an answer alleging that they and the Plaintiff had modified the terms of the mortgage. The Plaintiff filed a Motion for Summary Judgment on May 3, 2013, arguing that it had not modified the terms of the mortgage and that the Defendants had not made any payments since February 1, 2010.[1] The Defendants did not file a response to the Plaintiff's Motion for Summary Judgment. The Defendants have also not, despite having conducted discovery in this case, provided the Court with any documentation showing that the Plaintiff and Defendants modified the terms of the mortgage and/or that the Defendants have made any payments since February 1, 2010. The Defendants instead asked for more time to refinance their loan. Given that the Defendants have not challenged the allegations in the Plaintiff's Motion for Summary Judgment, I will grant the Plaintiff's Motion for Summary Judgment. The Plaintiff shall file a form of Order of Judgment within 14 days setting forth the current amount due under the mortgage for my review and signature.

IT IS SO ORDERED.

Very truly yours,

E. SCOTT BRADLEY JUDGE


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